Find Out Where You
Really Stand
Financially
10 questions. Scored against US national benchmarks. See your Financial Health Score, how you compare to the average American, and exactly what to do next.
⏱️ Takes about 3 minutes • 100% free
How It Works
Answer 10 Questions
Quick questions about your income, net worth, debt, and financial habits. Takes about 3 minutes.
Get Your Score
We score each answer against current US national benchmarks and calculate your Financial Health Score out of 100.
See Your Insights
See exactly how you compare to the average American in each area, and what it means for your financial future.
What Your Score Covers
Income vs. National Median
See where your household income stands against the US median of $75,847.
Net Worth by Age Group
Compared to Federal Reserve benchmarks for your specific age bracket — not a one-size-fits-all average.
Debt Load Analysis
Your total debt vs. the US average of $104,215. Know if you're above or below the line.
Cash Flow Health
Are you spending more than you make? Living paycheck to paycheck? 78% of Americans are — find out where you stand.
Financial Habits Score
Budget, advisor, financial plan — only 32% of Americans have a written budget. How do your habits compare?
Personalized Insights
A tailored paragraph explaining your score, your biggest opportunities, and the highest-impact next steps.
Where Will You Land?
Scores range from 0–100. Most Americans fall in the middle.
Strong Foundation
On Track
Needs Attention
At Risk
Critical
Ready to Know the Truth About Your Finances?
Free. 3 minutes. No credit card. Real benchmarks.
Get My Financial Health Score →