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Financial Health Score

10 questions. Scored against US national benchmarks. See exactly where you stand.

Question 1 of 10 0%
Question 1 of 10

How old are you?

We use this to compare your financial position to US benchmarks for your age group.

Question 2 of 10

What is your annual household income?

The US median household income is $75,847. Include all earners in your household.

Question 3 of 10

What is your marital status?

Household structure affects income pooling, expenses, and estate planning.

Question 4 of 10

What is your approximate net worth?

Net worth = all assets (home, savings, investments, retirement) minus all debts. We compare this to the US median for your age group.

Question 5 of 10

How much total debt do you have?

Include mortgage, auto loans, student loans, credit cards, and all other debts. The US average total debt is $104,215.

Question 6 of 10

Do you spend more than you make each month?

Negative cash flow is the most direct barrier to building wealth.

Question 7 of 10

Are you living paycheck to paycheck?

78% of Americans report living paycheck to paycheck — meaning little or no cash buffer between paychecks.

Question 8 of 10

Do you have a written budget?

Only 32% of Americans maintain a written or tracked budget. People with written budgets are 2x more likely to achieve their financial goals.

Question 9 of 10

Do you currently work with a financial advisor?

Only 35% of Americans work with a professional financial advisor. Research shows advised households accumulate significantly more wealth over time.

Question 10 of 10

Have you ever created a formal financial plan?

Only 30% of Americans have a written financial plan. People with formal plans are 2.5x more likely to feel financially confident.

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